PRIVACY · KENYA · WEBSITE AND ENQUIRIES

Privacy policy

This policy explains, in plain language, what personal data Payment Gateway Kenya collects through this website and the merchant enquiry form, and what we do with it. It is written with reference to the Kenya Data Protection Act 2019.

This website and its enquiry form are operated by [CONFIRM FIRST: legal entity], which acts as the data controller for the personal data described here. Payment Gateway Kenya is the working name used on this site. This policy covers the website and enquiry form only. Cookies are explained separately in our cookie policy.

Privacy policy illustration
We collect the details you choose to send us through the enquiry form.
We use them to reply to you and to assess whether our M-Pesa gateway fits your business.
We share them only with service providers who help us run the site and handle enquiries, and only as far as needed.
You can ask to access, correct or delete your data, or object to how we use it.

What we collect

When you send an enquiry, we collect the information you enter in the form. Depending on the form version, this may include the fields below. Please only share what is needed for us to understand your enquiry.

  • Your name and job title or role.
  • Your business name and website address.
  • Your work email address and phone number.
  • Basic details about your business, such as what you sell and how you plan to connect (API or Hosted Payment Page).
  • Anything you write in the message field.

We also keep a record of our correspondence with you, such as emails and call notes, after you get in touch. We do not ask for M-Pesa PINs, passwords or payment details through the enquiry form, and you should never send them.

Why we use your data

We use your enquiry data for a limited set of purposes. The Kenya Data Protection Act 2019 requires a lawful basis for processing, and we rely mainly on your consent when you submit the form and on our legitimate interest in responding to business enquiries.

Purposes for using enquiry data
PurposeWhat it involves
Replying to your enquiryContacting you by email or phone about the questions you raised.
Assessing fitUnderstanding your business and use case to see whether our M-Pesa pay-in gateway, and payouts where confirmed for an account, could suit you.
Preparing a proposalSharing information on connection routes and custom pricing. Pricing is Custom / Talk to sales.
Keeping recordsHolding a record of our conversations so we can follow up accurately.
Meeting legal obligationsKeeping or disclosing data where the law requires it.

We do not sell your personal data. We will not add you to marketing lists without a clear basis, and you can opt out of non-essential messages at any time.

How long we keep it

We keep enquiry data only for as long as it is needed for the purposes above. If an enquiry does not lead to a business relationship, we keep it for [CONFIRM FIRST: retention period] and then delete or anonymise it.

If you go on to become a merchant, data linked to your account is handled under your merchant agreement and our terms. Some records may need to be kept longer where the law requires it.

Who we share it with

We share your data only with service providers who help us operate this website and manage enquiries, and only the parts they need to do that job. They act on our instructions and are not allowed to use your data for their own purposes.

  • Website hosting and form-handling providers.
  • Email and business communication tools.
  • Customer relationship tools used to track enquiries.

We may also disclose data where the law requires it, for example in response to a lawful request from a public authority. Where a service provider stores data outside Kenya, we take steps intended to meet the transfer requirements of the Kenya Data Protection Act 2019. For details of specific providers, ask our team.

Internally, access to enquiry data is limited using role-based access and multi-factor authentication, and we maintain incident response procedures in case something goes wrong.

Your rights

The Kenya Data Protection Act 2019 gives you rights over your personal data. You can use them by contacting us using the details below.

  • To be told how your data is used, which is the purpose of this policy.
  • To access the personal data we hold about you.
  • To ask us to correct data that is wrong or incomplete.
  • To ask us to delete data that is no longer needed or was processed unlawfully.
  • To object to processing, including for marketing.
  • To withdraw consent at any time, without affecting earlier processing.
  • To ask for a copy of your data in a portable format where this applies.

We may need to confirm your identity before acting on a request. If you are not satisfied with our response, you can complain to the Office of the Data Protection Commissioner in Kenya.

Contact us

For privacy questions or to use your rights, contact [CONFIRM FIRST: legal entity] at [CONFIRM FIRST: privacy contact email]. Please put "Privacy request" in the subject line so it reaches the right person.

We may update this policy from time to time and will show the latest version on this page. If you want to talk to us about using M-Pesa on your business, go to get started.

Frequently asked questions

Who is responsible for my data?

The data controller is [CONFIRM FIRST: legal entity], which operates this website under the working name Payment Gateway Kenya.

Does this policy cover cookies?

No. Cookies and similar technologies are covered in our separate cookie policy.

Do you sell my enquiry details?

No. We do not sell personal data. We share it only with service providers who help us run the site and handle enquiries, and only as far as needed.

Should I include payment details in the enquiry form?

No. Never send M-Pesa PINs, passwords or payment details through the form. We only need basic business and contact details to reply.

How do I ask for my data to be deleted?

Contact us using the details in the Contact section and ask for deletion. We may need to confirm your identity first.

Which law does this policy refer to?

It is written with reference to the Kenya Data Protection Act 2019. You can complain to the Office of the Data Protection Commissioner if you are unhappy with our response.

Does this policy cover data processed through the gateway?

No. It covers the website and enquiry form. Data linked to a merchant account is handled under the merchant agreement and our terms.

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